Amsterdam, sans savings account.

Planning a trip to Amsterdam can cause a not-so-mild case of sticker shock, especially when hotels like the Amstel InterContinental are asking $648 per night for a standard king. But it's also the kind of place you could go on a whim, as long as you're willing to turn down the turndown service and forego the pricey financial district. Luckily, in Amsterdam, that's hardly a sacrifice. Some alternate choices: Hotel Hoksbergen (left), on a canal in the Singel area, runs $123 per night for a double. If that's still not close enough to the canals for you, you can always rent the PhilDutch Houseboat (right) for $165 per night. Just pack Dramamine...and go easy on the beer.

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